:root {
  color-scheme: light dark;
  --bg: #f6f5f1;
  --surface: #ffffff;
  --surface-2: #efede7;
  --border: #e0dcd3;
  --border-strong: #c7c0b3;
  --text: #1a1916;
  --text-dim: #5d584f;
  --accent: #2e3a9e;
  --accent-hover: #232d82;
  --accent-text: #ffffff;
  --accent-soft: #e8eafa;
  --money: #0d6b44;
  --money-soft: #e3f2e9;
  --danger: #a3271f;
  --danger-soft: #fbeae8;
  --warn: #855600;
  --warn-soft: #fbf1dc;
  --ok: #1d6b3a;
  --ok-soft: #e6f3ea;
  --focus: #b4530a;
  --shadow: 0 1px 2px rgba(26, 25, 22, .06), 0 6px 20px rgba(26, 25, 22, .05);
  --radius: 12px;
  --radius-sm: 8px;
  --maxw: 1080px;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;
  --mono: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, "Liberation Mono", monospace;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #121316;
    --surface: #1a1c20;
    --surface-2: #23262c;
    --border: #30343b;
    --border-strong: #474d57;
    --text: #ecebe7;
    --text-dim: #a7a9ae;
    --accent: #a3adff;
    --accent-hover: #bec5ff;
    --accent-text: #12152e;
    --accent-soft: #20244a;
    --money: #73d6a2;
    --money-soft: #15291f;
    --danger: #ff9d92;
    --danger-soft: #36201e;
    --warn: #e8bf6c;
    --warn-soft: #33290f;
    --ok: #7cd496;
    --ok-soft: #16301f;
    --focus: #ffb267;
    --shadow: 0 1px 2px rgba(0, 0, 0, .4), 0 6px 20px rgba(0, 0, 0, .25);
  }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--bg); color: var(--text); font-family: var(--font); font-size: 16px; line-height: 1.6; }
img, svg { max-width: 100%; }
a { color: var(--accent); text-underline-offset: 2px; }
a:hover { color: var(--accent-hover); }
a, button, input, select, textarea, summary { font: inherit; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; border-radius: 4px; }
h1, h2, h3 { line-height: 1.2; letter-spacing: -0.015em; margin: 0 0 .6rem; }
h1 { font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.25rem); }
h2 { font-size: 1.3rem; }
h3 { font-size: 1.05rem; }
p { margin: 0 0 .9rem; }
.skip { position: absolute; left: -9999px; top: 0; background: var(--surface); color: var(--text); padding: 10px 14px; z-index: 10; }
.skip:focus { left: 8px; top: 8px; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }
.muted { color: var(--text-dim); }
.small { font-size: .875rem; }
.mono { font-family: var(--mono); font-size: .9em; }
.num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
.money { color: var(--money); font-weight: 650; font-variant-numeric: tabular-nums; }

/* bars */
.topbar { background: var(--surface); border-bottom: 1px solid var(--border); }
.topbar-inner { max-width: var(--maxw); margin: 0 auto; padding: 12px 20px; display: flex; flex-wrap: wrap; gap: 10px 22px; align-items: center; }
.brand { display: inline-flex; align-items: center; gap: 9px; font-weight: 750; font-size: 1.08rem; color: var(--text); text-decoration: none; letter-spacing: -0.01em; }
.brand:hover { color: var(--text); }
.brand svg { width: 26px; height: 26px; flex: none; }
.mark-bg { fill: var(--accent); }
.mark-fg { fill: var(--accent-text); }
.nav { display: flex; flex-wrap: wrap; gap: 4px 16px; align-items: center; }
.nav a { color: var(--text-dim); text-decoration: none; padding: 4px 0; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--text); }
.nav a[aria-current="page"] { box-shadow: inset 0 -2px 0 var(--accent); }
.bar-end { margin-left: auto; display: flex; flex-wrap: wrap; gap: 8px 12px; align-items: center; }
.who { color: var(--text-dim); font-size: .85rem; overflow-wrap: anywhere; }
main { display: block; }
.page { max-width: var(--maxw); margin: 0 auto; padding: 28px 20px 64px; }
.page-narrow { max-width: 760px; }
.footer { border-top: 1px solid var(--border); color: var(--text-dim); font-size: .875rem; }
.footer-inner { max-width: var(--maxw); margin: 0 auto; padding: 22px 20px 36px; display: flex; flex-wrap: wrap; gap: 8px 28px; justify-content: space-between; }
.footer nav { display: flex; flex-wrap: wrap; gap: 6px 16px; }
.footer a { color: var(--text-dim); }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 42px; padding: 9px 16px;
  border-radius: var(--radius-sm); border: 1px solid transparent; font-weight: 600; text-decoration: none; cursor: pointer; line-height: 1.2; }
.btn-primary { background: var(--accent); color: var(--accent-text); }
.btn-primary:hover { background: var(--accent-hover); color: var(--accent-text); }
.btn-secondary { background: var(--surface); color: var(--text); border-color: var(--border-strong); }
.btn-secondary:hover { border-color: var(--text-dim); color: var(--text); }
.btn-small { min-height: 34px; padding: 6px 12px; font-size: .9rem; }
.btn-danger { background: var(--surface); color: var(--danger); border-color: var(--danger); }
.linkish { background: none; border: 0; color: var(--text-dim); cursor: pointer; text-decoration: underline; padding: 0; font-size: .875rem; }
.actions { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }

.card .table-wrap { border: 0; border-radius: 0; background: transparent; margin: 0 -22px; }
@media (max-width: 640px) { .card .table-wrap { margin: 0 -16px; } }

/* cards and grids */
.card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 20px 22px; box-shadow: var(--shadow); }
.card + .card { margin-top: 18px; }
.grid > .card + .card, .grid > * + .card { margin-top: 0; }
.card > :last-child { margin-bottom: 0; }
.grid { display: grid; gap: 18px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.stack > * + * { margin-top: 18px; }
.section { padding: 44px 0 8px; }
.section-head { max-width: 680px; margin-bottom: 20px; }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-size: .75rem; font-weight: 700; color: var(--accent); margin-bottom: 6px; }

/* hero */
.hero { padding: 40px 0 12px; display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 36px; align-items: center; }
.hero h1 { font-size: clamp(1.9rem, 1.3rem + 2.4vw, 2.9rem); }
.lede { font-size: 1.12rem; color: var(--text-dim); max-width: 36rem; }
.hero-note { margin-top: 12px; font-size: .875rem; color: var(--text-dim); }

/* claim preview */
.preview { margin: 0; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
.preview-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 12px; padding: 12px 16px; border-bottom: 1px solid var(--border); background: var(--surface-2); font-size: .85rem; color: var(--text-dim); }
.preview-body { padding: 16px; }
.preview dl { display: grid; grid-template-columns: 1fr auto; gap: 6px 16px; margin: 0; }
.preview dt { color: var(--text-dim); }
.preview dd { margin: 0; text-align: right; font-variant-numeric: tabular-nums; }
.preview .total { border-top: 1px solid var(--border); padding-top: 8px; margin-top: 4px; font-weight: 700; }
.preview-foot { padding: 0 16px 16px; font-size: .8rem; color: var(--text-dim); }

/* steps and features */
.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; }
.steps li { counter-increment: step; position: relative; padding-left: 66px; }
.steps li::before { content: counter(step); position: absolute; left: 20px; top: 20px; width: 32px; height: 32px; border-radius: 50%;
  display: grid; place-items: center; background: var(--accent-soft); color: var(--accent); font-weight: 700; }
.check { list-style: none; padding: 0; margin: 0; }
.check li { position: relative; padding-left: 26px; margin: 6px 0; }
.check li::before { content: ""; position: absolute; left: 2px; top: .5em; width: 12px; height: 7px; border-left: 2px solid var(--money); border-bottom: 2px solid var(--money); transform: rotate(-45deg); }
.never li::before { width: 11px; height: 2px; border: 0; background: var(--danger); transform: none; top: .75em; }

/* pricing */
.plan { display: flex; flex-direction: column; }
.plan .price { font-size: 2.2rem; font-weight: 750; letter-spacing: -0.02em; margin: 4px 0; }
.plan .price span { font-size: 1rem; font-weight: 500; color: var(--text-dim); }
.plan .check { margin: 12px 0 18px; }
.plan .btn { margin-top: auto; }
.plan-featured { border-color: var(--accent); box-shadow: 0 0 0 1px var(--accent), var(--shadow); }
.badge { display: inline-block; font-size: .72rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; padding: 3px 8px; border-radius: 999px; background: var(--accent-soft); color: var(--accent); }

/* faq */
details { border-top: 1px solid var(--border); padding: 12px 0; }
details:last-child { border-bottom: 1px solid var(--border); }
summary { cursor: pointer; font-weight: 600; }
details p { margin: 8px 0 0; color: var(--text-dim); }

/* tables */
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; border: 1px solid var(--border); border-radius: var(--radius); background: var(--surface); }
table { border-collapse: collapse; width: 100%; }
th, td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--border); vertical-align: top; }
tr:last-child td { border-bottom: 0; }
th { font-size: .75rem; text-transform: uppercase; letter-spacing: .04em; color: var(--text-dim); background: var(--surface-2); white-space: nowrap; }

/* forms */
label { display: block; margin: 14px 0 6px; font-weight: 600; font-size: .92rem; }
input[type=text], input[type=email], input[type=number], input[type=password], input[type=date], select, textarea {
  width: 100%; min-height: 42px; padding: 8px 11px; border: 1px solid var(--border-strong); border-radius: var(--radius-sm);
  background: var(--surface); color: var(--text); }
input:focus, select:focus, textarea:focus { border-color: var(--accent); }
input[type=checkbox] { width: 18px; height: 18px; margin: 0 8px 0 0; vertical-align: -3px; accent-color: var(--accent); }
form.card > label:first-child, .card > form > label:first-child { margin-top: 0; }
.hint { color: var(--text-dim); font-size: .85rem; margin: 6px 0 0; }
.inline-form { display: flex; flex-wrap: wrap; gap: 10px; align-items: flex-end; }
.inline-form > div { flex: 1 1 220px; }
.inline-form label { margin-top: 0; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
fieldset { border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 4px 14px 14px; margin: 16px 0 0; }
legend { font-weight: 600; padding: 0 6px; }

/* notices and tags */
.notice { padding: 11px 14px; border-radius: var(--radius-sm); border: 1px solid var(--border); margin: 0 0 16px; background: var(--surface); }
.notice-ok { background: var(--ok-soft); border-color: transparent; color: var(--ok); }
.notice-warn { background: var(--warn-soft); border-color: transparent; color: var(--warn); }
.notice-error { background: var(--danger-soft); border-color: transparent; color: var(--danger); }
.notice-info { background: var(--accent-soft); border-color: transparent; color: var(--text); }
.notice :is(a, strong) { color: inherit; }
.tag { display: inline-block; font-size: .72rem; font-weight: 700; padding: 2px 8px; border-radius: 999px; text-transform: uppercase; letter-spacing: .04em; background: var(--surface-2); color: var(--text-dim); white-space: nowrap; }
.tag-pending, .tag-approved { background: var(--accent-soft); color: var(--accent); }
.tag-needs_review { background: var(--warn-soft); color: var(--warn); }
.tag-sent, .tag-active { background: var(--ok-soft); color: var(--ok); }
.tag-failed, .tag-error { background: var(--danger-soft); color: var(--danger); }
.empty { color: var(--text-dim); margin: 0; }
.row-actions { display: flex; flex-wrap: wrap; gap: 6px; }
.stat { font-size: 1.6rem; font-weight: 750; }
.toolbar { display: flex; flex-wrap: wrap; gap: 10px 16px; justify-content: space-between; align-items: center; margin: 4px 0 16px; }

/* calculator result */
.result dl { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 8px 18px; margin: 0; }
.result dt { color: var(--text-dim); }
.result dd { margin: 0; text-align: right; font-variant-numeric: tabular-nums; }
.result .total { font-size: 1.25rem; font-weight: 750; border-top: 1px solid var(--border); padding-top: 10px; }
.prose h2 { margin-top: 1.8rem; }
.prose > h2:first-child { margin-top: 0; }
.prose ul { padding-left: 1.2rem; }
.prose li { margin: 4px 0; }

@media (max-width: 860px) {
  .hero { grid-template-columns: 1fr; gap: 24px; padding-top: 24px; }
  .grid-3 { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .grid-2 { grid-template-columns: 1fr; }
  .page { padding: 20px 16px 48px; }
  .wrap, .topbar-inner, .footer-inner { padding-left: 16px; padding-right: 16px; }
  .bar-end { margin-left: 0; width: 100%; }
  .card { padding: 16px; }
  th, td { padding: 8px 9px; }
}
@media (prefers-reduced-motion: reduce) { * { scroll-behavior: auto !important; } }